COMPETENCY REQUIREMENTS - WATERCRAFT

EFFECTIVE SEPTEMBER 15, 2009, ANYONE WHO OPERATES PLEASURE CRAFT SUCH AS MOTORIZED BOATS AND PERSONAL WATERCRAFT, MUST HAVE PROOF OF COMPETENCY.(PROOF OF COMPETENCY MEANS A PLEASURE CRAFT OPERATOR CARD, A BOATING SAFETY COURSE COMPLETION CARD, A RENTAL BOAT SAFETY CHECKLIST, PROOF OF THE SUCCESSFUL COMPLETION OF A BOATING SAFETY COURSE BEFORE APRIL 1, 1999, OR A CERTIFICATE OR OTHER DOCUMENT PERTAING TO BOATING SAFETY KNOWLEDGE, AS REQUIRED UNDER THE CANADA SHIPPING ACT)

THE INSURANCE PROVIDED UNDER YOUR POLICY WILL NOT RESPOND TO ANY PHYSICAL DAMAGE TO THE WATERCRAFT OR LIABILITY ARISING FROM THE USE OF THE WATERCRAFT IF THE BOAT IS NOT BEING OPEATED IN ACCORDANCE WITH THE CANADA SHIPPING ACT.

INSURANCE MYTH

ALL HOME INSURANCE POLICIES ARE CREATED EQUAL!

WHAT DO YOU HAVE?

• ALL RISK
• COMPREHENSIVE
• BROAD FORM
• NAMED PERILS
• STANDARD FORM

DO YOU KNOW THE DIFFERENCE?

CALL OUR OFFICE FOR AN EXPLANATION!

INSURANCE MYTH

IF YOUR VEHICLE IS DAMAGED, YOUR EXTENSION AUTO POLICY PAYS FOR A RENTAL CAR.

There is limited coverage for a rental vehicle in the event of theft or animal collision provided that you have a physical damage deductible. What if you sustain damage from:

• An at fault accident
• Collision with an uninsured vehicle
• Collision with an out of province registered vehicle
• Hail storm , Fire, Vandalism
• Being submerged in water

LOSS OF USE coverage can be added to your existing policy. Contact us for details.